February 2025, ROPE became The ROPE Report - after our weekly Wednesday and Friday morning (9am) podcast begun in 2022. Instead of following only education - as we have since 2008 - we will research and write about any issue that poses a threat to our individual liberties as Oklahomans. We will no longer post to this blogspot, but will keep it active as a reference library for anyone interested. Please find The Rope Report on Facebook, X, LinkdIn, Telegram, Instagram, TikTok and at rope2.org.
10.12.2024
What Happens When ALPRs Are Used Unlawfully By Law Enforcement In Oklahoma?
8.01.2024
Insurance Isn't For Maintenance - Kayla Blount; ROPE Report Short
In case you missed it live, you can find the full podcast here on Rumble and on YouTube.
Probably one of the best conversations we had about this topic didn’t actually make it into the podcast! After we had finished, Kayla and I started talking more about the rising rates and how people could help themselves lower their home owners insurance costs. She said something I thought was SO IMPORTANT, I asked her to have the conversation again so I could record it.
Listen to what Kayla is saying in this clip – it truly is important…
Sadly, I think people today have gotten out of the habit of saving for emergencies. I think they’ve even gotten out of the habit of thinking they should bear the responsibility of paying anything out of pocket that they have insured.
I’m old enough to remember car insurance in the late 70’s and early 80’s. Back then, my car insurance only paid for some really major repair – basically, to own a car, you had to put some ‘skin in the game’ – you had to be able to pay for some repairs in cash, not through insurance. That was for a major wreck, not a fenderbender.
In fact, I think that the philosophy of, “I pay for insurance, I don’t need to pay for anything else” is super bad and here’s why. The more you expect a company of some kind to protect your investment, the more power you turn over to that company to regulate what you insure. Think on that and the insurance policies you pay for. Your insurance policies can be upwards of 20 pages; here’s what we’ll pay for and here’s what we won’t and if you want this coverage you have to do this…
Now, what happens when you have a water leak and you don’t want to pay the 3500 dollars it’s going to take to completely remediate the damage, so you file a claim on your insurance. Your insurance carrier will come along the next year and charge you more on your policy and increase your deductible because they had to shell out money to fix a relatively minor issue.
The MORE we use insurance, the MORE we’ll pay for insurance. It just is the way it works.
People have got to get to the point where we’re willing to have responsibility for the things we have and expect insurance to pay for CATASTROPHIC damages, not ‘fenderbenders’ because we are either too lazy or too unwilling to save for a ‘rainy day’.
Yes, the economy is HORRID. Yes inflation is UNBELIEVABLE. Still and all, we can’t give up our responsibility for the things we own to only insurance. We need to get back into the habit of building up an EMERGENCY FUND – even if its only 10 bucks a month. That is really the best way to save money on insuring the things we own.
7.31.2024
To Regulate Insurance Rates Or Not - Kayla Blount; ROPE Report Short
In case you missed it live, you can find the full podcast here on Rumble and on YouTube.
Suffice it to say, insurance rates are high in Oklahoma because of our weather – and COVID. During COVID many insurers brought their prices down, only to have catastrophic weather conditions arise and cost them more than what they were earning in premiums. This – plus our awesome Biden-induced inflation – created a real perfect storm for people who had suffered a storm only to have to pay higher prices for the wood and shingles (etc) to fix their roofs and/or dwellings.
In the clip above, Kayla addresses this situation and suggests that, while Oklahoma may – at some point – have to look at some kind of legislation to keep rates from continuing to rise unabated – legislative intervention in the insurance market can become a real double-edged sword.
5.22.2024
Taxes And Insurance Will Break The Middle Class - Julianne Romanello
Living in the world today is becoming a rapidly unsustainable situation. Of course, before any of the truly New World Order/s can be implemented, the middle class has to be destroyed. The easiest way to do that is by mandating things that have to be paid for through household budgets and then blocking free market access to those things through legislation, rules and administrative actions. Once the cost goes up beyond the family's ability to pay - it's game over.